Phyllis Bell, Realtor, Headwaters Realty






I have over 24 years experience selling real estate in the North Georgia Mountains and I am committed to helping people achieve their real estate goals with knowledge, skill, experience and integrity. If you are looking for mountain view lots, acreage, farms, commercial, lake properties, estate sized lots, new construction of all sizes, properties offering golf, vacation or second homes, I will provide the special attention and maximum real estate service you deserve.

Call or text Phyllis at 706.970.5836 or send a message to ask for her help with all your real estate needs.



Headwaters Realty is an independent full-service real estate agency serving the Northeast Georgia area. Our office is located at 112 Spring Street, Clarkesville Georgia.


 Our real estate professionals serve clients and customers throughout multiple counties including Habersham, White, Stephens, Rabun, Banks, Lumpkin, Hall, and Franklin. The local rural real estate market in our area ranges from small town neighborhoods, scenic farmland, rugged mountains, river valleys, and lake shore estates.


We offer buyer and seller representation with the goal of creating a positive and memorable experience while achieving the results you expect from working with first-class real estate professionals.


Call 706.754.5101 to speak with one of our agency professionals.



Phyllis Bell, GRI, CRS
Headwaters Realty

Cell    706-970-5836

Office 706-754-5101